Guest: Brandon Smith, Independent Financial Planner, Milestone Financial Solutions Host: Alex Mejias, Founder & Managing Attorney, James River Law If you’re a closely held or family business (1–4 owners, ~10–15 employees), this episode is your practical guide to business continuation and succession planning. Alex and Brandon break down buy-sell agreements, valuation methods (handshake, informal, and formal valuations), funding options (loans, sinking funds, term & permanent life insurance), and when to use cross-purchase vs. entity/stock-redemption structures. They also dig into key person insurance, disability coverage, tax considerations for S-corps vs. C-corps, and what actually happens when planning is ignored—or done well. What you’ll learn The two must-haves in any buy-sell: valuation method & funding method Cross-purchase vs. entity redemption: when each structure fits Why term life is often the most affordable funding—and when permanent/VUL can make sense How key person and disability insurance keep the lights on S-Corp dividend vs. payroll treatment, and why you don’t deduct life insurance premiums Sector tips: restaurants, trades (plumbing/HVAC), professional services, creatives & athletes Real stories of success and failure that show the stakes Resources & links Milestone Financial Solutions: milestonefinancialsolutions.com James River Law (buy-sell agreements & estate planning): jamesriverlaw.com Want help drafting or updating a buy-sell? Book a consult at jamesriverlaw.com. Need funding/coverage options? Talk with Brandon at milestonefinancialsolutions.com. Disclaimer This episode is for informational purposes only and is not legal, tax, or financial advice. Consult your attorney, CPA, and licensed advisor for guidance specific to you. Connect with Us: Website: jamesriverlaw.com Instagram: @jamesriverlaw LinkedIn: JamesRiverLaw Contact: hello@jamesriverlaw.com Book a Call: jamesriverlaw.com/book-a-call 👉 Like, subscribe, and share to stay tuned as we explore the full journey of entrepreneurship — from start to legacy.

Getting sober isn’t just about picking a date and calling it your “sober birthday.” Real recovery takes ongoing work, self-discovery, and a willingness to face the struggles that come after putting down the drink or drug. In this powerful 40-minute conversation, Sam Davis sits down with Josh Dikis of Impact Recovery Center to talk about: • Why a sober date alone isn’t enough to build a new life • The challenges of early sobriety and how to face them • The realities vs. expectations of living clean and sober • Why relapse is often misunderstood • The unexpected freedoms and rewards of sobriety If you’re new in recovery, supporting a loved one, or just curious about the truth behind long-term sobriety, this episode will give you insight, hope, and perspective. 👉 Sponsored by Impact Recovery Center – Birmingham, Alabama. Learn more: https://impactrecoverycenter.net #Sobriety #AddictionRecovery #SoberLiving #RelapsePrevention #ImpactRecoveryCenter #FreedomInSobriety #RecoveryJourney

Healing Beyond Borders Podcast - Episode 4 - Ross Silkman and Harper Lorencki Join us for episode 4 of the "Healing Beyond Borders" podcast, where we dive into the inspiring stories of medical professionals dedicated to transforming pediatric healthcare in underserved regions. In this episode, host Reese Williams engages with Ross Silkman, Managing Director, Emerging Opportunities, and Harper Lorencki, Program Director, Neonatal Capacity Building, as they delve into the critical topic of capacity building in neonatal health care. This episode highlights World Pediatrics' efforts to strengthen local health systems and resources to improve outcomes for small and sick newborns globally. With staggering statistics indicating that prematurity accounts for 45% of neonatal deaths worldwide, this episode presents vital interventions and innovative training programs aimed at enhancing neonatal care practices. Discover inspiring success stories, ongoing challenges, and how local healthcare champions are making a difference. **Key Topics Discussed:** - The alarming rates of neonatal mortality and the urgent need for improvement - Essential interventions for prenatal and neonatal care - The role of local healthcare professionals in driving sustainable change - Strategies for building capacity and training healthcare workers - Future developments in neonatal care over the next decade Be sure to subscribe for more episodes and stay tuned as we continue to share uplifting stories from the world of pediatric medicine. If you enjoyed this episode, consider sharing it to inspire others and help raise awareness about the importance of accessible healthcare. http://worldpediatrics.org https://www.facebook.com/WorldPediatricProject/ https://www.instagram.com/worldpediatrics/ https://x.com/worldpediatric https://www.linkedin.com/company/worldpediatrics/ #PediatricHealthcare #NonProfit #WorldPediatrics #SurgicalCare #NeonatalCare #HealthEquity **Tune in and be part of this journey of hope!**

Join us for Episode 6 of the Richmond Leadership Lab, featuring the dynamic insights of Kyle Benusa, the founder and CEO of Ballast Consulting Group. In this compelling episode, hosted by the talented duo of BenX and Filmspire, we delve into Kyle's remarkable journey from a budding entrepreneur to leading a consultancy that empowers businesses to thrive in an ever-evolving landscape. Explore the pivotal moments that shaped Kyle's career and the innovative strategies he has employed to navigate challenges in the consulting industry. His experience during uncertain economic times highlights a commitment to fostering relationships and maintaining integrity, showcasing how these principles can lead to sustainable growth. Throughout our engaging conversation, Kyle shares powerful lessons on leadership, adaptability, and the importance of community involvement. His dedication to mentoring the next generation of leaders and giving back to local initiatives, such as educational programs and nonprofit organizations, exemplifies the spirit of creating positive change. Whether you are an emerging entrepreneur, an established business leader, or simply passionate about personal development, this episode is a treasure trove of insights and actionable advice. ### Key Topics Covered: - Kyle Benusa's entrepreneurial journey and motivations - Navigating challenges in the consulting industry - The impact of economic shifts on business strategy - Building ethical relationships and community engagement - Insights on leadership, mentorship, and personal growth Don't forget to subscribe, like, and share! Tune in for more enlightening discussions on leadership, entrepreneurship, and community empowerment. To learn more about Ballast Consulting Group, visit https://www.ballastconsultinggroup.com Connect with Kyle on LinkedIn: https://www.linkedin.com/in/kyle-benusa-85159124/ Richmond Leadership Lab is Produced and Co-Hosted by: Taylor Quinn, CEO - Filmspire https://www.filmspirevideo.com https://www.linkedin.com/in/taylor-quinn-filmspire/ Christian Mosier, President - BenX https://benxconsulting.com https://www.linkedin.com/in/christian-mosier/ To learn more about RLL, visit our site: https://www.richmondleadershiplab.com This podcast was produced and recorded by Richmond Podcast Studio. Do you want to start a podcast but don't want to deal with the hassle of the tech? With Richmond Podcast Studio, you get your professional video podcast the same day you record. To learn more, visit https://www.richmondpodcaststudio.com

On this episode, I’m sharing something deeply personal—my own journey with acupuncture and how it helped me heal in ways I never expected. I’m joined by the brilliant Dr. Micah Allen, a nationally recognized integrative health leader, licensed Naturopathic Doctor, and Acupuncturist based right here in Richmond, VA. Dr. Allen is the owner of Essential Natural Health and has shared her expertise on CBS, ABC, and in countless media outlets. She brings a rare blend of wisdom, science, and compassion to her work, and today, we dive into how acupuncture works, what it treats, and why it may be the missing link in your wellness journey. Whether you're new to acupuncture or curious about a more holistic approach to health, this conversation will leave you informed, inspired, and maybe even booking your first session. Website: www.DrMicahAllen.com Shop Essential Natural Health + Wellness: https://drmicahallen.myshopify.com/ TikTok: https://www.tiktok.com/@naturopathic.acupuncture LinkedIn: https://www.linkedin.com/in/micah-allen/ Instagram: https://www.instagram.com/drmicahallennd/